Financing

PAY OVER TIME, STARTING AT 0% APR

Buying with Affirm is Simple.

1. Load Up Your Cart. Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

2. Choose How You Pay.  Pick a payment plan that works for you - from 4 interest-free payments every 2 weeks to monthly payments up to 36 months. ​

3. Pay Over Time. Make payments at affirm.com or in the Affirm app. You will receive email and text reminders.

Transparent

Affirm tells  you up front the total amount you'll pay. That number never goes up.

Flexible

You choose the payment schedule that works for you. Our smart checkout gives you options.

Fair

Affirm won't charge you late fees or penalties of any kind, ever.

Rates from 0%-36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payments options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.

FAQs

Can I pay off my purchase early?
Yes! There’s no penalty for paying early.

 

How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.


Can I return an item I bought with Affirm?
Yes—you can return an item you bought with Affirm by initiating the normal return process with Skee-Ball.  See our Return Policy here.


Does checking my eligibility affect my credit score?
No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.


Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.


Have questions about financing with Affirm? Contact Affirm directly at:
affirm.com | help@affirm.com | (855) 423-3729

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